CPA-led cloud accounting · Victoria BC & Western Canada Call 778 400-5412 · info@prospercpa.ca
The Prosper Ledger

Small business money, explained in plain English

Practical guides on bookkeeping, tax and running a Canadian small business, written by a CPA, not a content farm.

Free review

Tax planning · Aug 2026

7 Tax Strategies BC Business Owners Are Probably Missing

The high-impact strategies owners overpay by skipping, plus a free 30-minute tax-savings review to find which apply to you.

Read the guide →

Estate & personal · Jul 2026

Estate & Terminal Tax Returns: An Executor's Guide

The final return, the deemed disposition at death, T3 estate returns, and the clearance certificate that protects executors.

Read the guide →

CRA problems · Jun 2026

Behind on Taxes? How the Voluntary Disclosures Program Works

Unreported income or unfiled returns? Coming forward first can reduce penalties and interest. Here's how the VDP works.

Read the guide →

Sales tax · May 2026

GST/HST Instalments & the Quick Method

Two things most small businesses get wrong: instalments they didn't know they owed, and the Quick Method that could save them money.

Read the guide →

Corporate tax · Apr 2026

Salary vs. Dividends: How Should You Pay Yourself in BC?

Integration, RRSP room, CPP, TOSI traps and shareholder loans, the framework for owner compensation.

Read the guide →

Personal tax · Mar 2026

Selling Your Home? The Principal Residence Exemption Explained

How the exemption works, the reporting rule people forget, and the traps with cottages, rentals and changes in use.

Read the guide →

Personal tax · Feb 2026

The Personal Tax Deductions Canadians Most Often Miss

RRSP, childcare, medical, home office, the Disability Tax Credit and more, the T1 checklist that keeps money off CRA's table.

Read the guide →

Compliance · Jan 2026

Canadian Tax Deadlines You Can't Afford to Miss

Personal, corporate, GST/HST and payroll deadlines, and what late filing actually costs (it's more than you'd think).

Read the guide →

Bookkeeping · Dec 2025

How Much Does Bookkeeping Cost in Canada? (2026 Guide)

Realistic price ranges, hourly vs. flat monthly, and what a complete $1,000/month back-office package should include.

Read the guide →

Sales tax · Nov 2025

GST/HST for Small Businesses: Registration, Filing & Common Mistakes

The $30,000 threshold, place-of-supply rates, input tax credits, and the five mistakes that trigger CRA letters.

Read the guide →

Starting up · Oct 2025

Thinking About Starting a Business in BC? Read This First

The money and tax setup that quietly makes or breaks new businesses, structure, registrations, and setting aside for tax.

Read the guide →

Starting a business · Sep 2025

Should You Incorporate Your Business in BC?

Tax deferral, liability, the LCGE, honest costs, and when a Section 85 rollover matters for existing businesses.

Read the guide →
Next step

Questions your Google searches can't answer?

A free 30-minute consultation with a CPA usually can.